How it works

Up and running in three simple steps

ETS is designed to feel calm and obvious. Here is the whole journey, from an empty workspace to a household that sees its finances clearly.

Step 1
Create your family workspace
Sign up free and set up your household in minutes. Choose your base currency, name your family, and you are ready. No credit card needed.
Step 2
Add accounts and record money
Add your accounts with their current balances, then log income, expenses, and transfers, or import a bank statement to get moving fast. Every entry is money moving from one place to another, so the numbers always reconcile.
Step 3
See where you stand
Track budgets and goals, watch your net worth over time, and project what comes next. Invite your family so everyone sees the same clear picture.

Then it just keeps helping

Once you are set up, ETS grows with your household.

Bring your partner and family into one shared workspace with roles that fit.

Give every dollar a job and keep savings goals in view.

Reconcile to your bank, review changes, and keep your data private.

Create your family workspace in minutes. No credit card required.