Security

ETS records the money information you enter so you can see it in one place. It never holds, moves, or transfers your money, and it has no ability to do so.

ETS does not collect card numbers, bank account or routing numbers, or your online banking login. Your password is handled by our authentication provider — ETS never sees it and never stores it.

Everything you record is tied to your household, and our database itself checks who is allowed to read each row on every single request — not just the screens in the app. People in other households cannot reach your information.

When you import a bank statement, the file is read in your own browser. Only the transactions you review and confirm are saved to your account. The file itself is never uploaded to us.

Your information is encrypted both while travelling to us and while stored. The database sits on a private network rather than the open internet, and encrypted backups run automatically.

You can switch on two-step verification by email in Settings, so signing in needs your password plus a code. Anyone on our staff with access to the admin tools is required to use it.

Edits to your financial records are logged with who made the change and what it was, so your household can see its own history.

You can delete your account from Settings at any time. There is a short grace period in case you change your mind, after which your information is removed.

If you believe you have found a security problem, or you think something is wrong with your account, email us at service@hubrisconsult.com and we will look into it. Please do not post security concerns publicly.

See also our Privacy Policy for what we collect and why, and our Terms of Service.